| Rev. Jan. 1, 2011 | |
| FACTS | WHAT DOES SACRAMENTO DEPOSIT BANK DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Sacramento Deposit Bank chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Sacramento Deposit Bank share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes—
to offer our products and services to you | No | We don't share |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates everyday business purposes
information about your transactions and experiences | No | We don't share |
| For our affiliates’ everyday business purposes—
information about your creditworthiness | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
| Questions? | Call (270) 736-2212 |
| Who We Are | |
|---|---|
| Who is providing this notice? | The Sacramento Deposit Bank |
| What We Do | no |
|---|---|
| How does Sacramento Deposit Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to your personal information as well as account information to those employees who need to know that information about provided products or services to you. Employees who violate these standards will be subject to disciplinary measures. |
| How does Sacramento Deposit Bank collect my personal information? | We collect your personal information, for example, when you:
|
| Why can't I limit all sharing? | Federal law gives you the right to limit only:
|
| Definitions | no |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies.
|
| Non-affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies.
|
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
Website Privacy Policy
Visitors to this bank’s Website remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:
- Date and time our site was accessed
- IP address (A numeric address given to servers connected to the Internet)
- Web browser used
- City, state, and country
The bank may use this information to create summary statistics and to determine the level of interest in information available on our site. Visitors may elect to provide us with personal information via E-mail or online registration forms. This information is used internally, as appropriate, to handle the sender’s request. It is not disseminated or sold to other organizations. Some areas of our Website may use a “cookie” temporarily stored in the visitor’s computer to allow the webserver to log the pages you use within the site and to know if you have visited the site before.
Mobile Banking Privacy Statement
Last Revised April 2024
This Statement applies when you use our mobile banking products, services, software, and applications or apps (collectively, “Mobile Products”). The Statement explains how we collect, use, protect and disclose information and data, directly or through service providers, in connection with your use of Mobile Products. The Statement supplements the separate Sacramento Deposit Bank Privacy Notice (“Privacy Notice”), which, along with this Statement, describes the privacy and data security practices the Bank follows.
Your Right to Opt Out of Collecting and Sharing Information Through Our Mobile Products
When you use Mobile Products or click Accept below, you agree to the terms of this Statement and you are providing consent for our use and disclosure of information about you through our Mobile Products in accordance with this Statement. You have the right to opt out of the disclosure of such information by not enrolling in, using, or installing Mobile Products, or by unenrolling from and uninstalling all Mobile Products. Unenrolling from and uninstalling the Mobile Products may not, and in cases of information shared with third parties will not, delete information we have previously gathered or disclosed. Please see the Privacy Notice for a statement of your rights to opt out of sharing of your information by Sacramento Deposit other than through our Mobile Products, and how to do so.
What types of information are collected by Mobile Products?
The types of information we may collect through our Mobile Products can include:
- Contact information such as name, address, email address, phone or mobile number
- Login credentials and unique device identifiers
- Information about your location
- Information about your use of the service including payment information
- Photographs and other files that you intentionally share with us through Mobile Products, such as photographs of checks that you share in order to use the Mobile Deposit service, or files you attach to secure messages
- Contacts that you input or share in order to make person-to-person payments or other funds transfers
Some information is collected automatically and does not require any action on your part. This information may include unique device identifiers including but not limited to Internet Protocol (IP) addresses; browser type and version, the date, time, and length of your visit; pages visited; and activity. The information collected is used to enrich app features, simplify your user experience, and improve the service offered to you. You may be asked to grant permission to access features on your mobile device, which may include but is not limited to, the following:
| Permission: | Allows Access To: | Purpose: |
| Access to external storage | Files/media on the device | Secure Message Attachments |
| Audio | The device’s microphone | Chat |
| Camera | The device’s camera | Mobile Deposit |
| Contacts | Contacts on the device | Person to Person Payments Recipient List |
| Diagnostics and Crash Logs | App performance information | Assist with diagnostics and performance |
| Location | Your location | Maps, Fraud Prevention and Security |
Disclosure of Your Personal Information
We may disclose information that is collected about you as described in the Privacy Notice and in this Statement. We may disclose aggregated, anonymous user behavior information and Biller Account Information with third parties. We may also permit third parties to use any such information in an aggregated and anonymous form for data analytics purposes.
Sacramento Deposit Bank Mobile Banking Privacy Statement Updates
We reserve the right to update this Policy at any time. When changes are made, we will revise the “Last Revised” date on this page. Any changes made to our Policy will become effective upon posting except to the extent applicable law requires other notice to you, in which case we will comply with applicable law.
Security
Sacramento Deposit Bank takes your privacy and the security of your personal information very seriously. We use security controls that comply with applicable federal laws to protect your personal information against unauthorized access and use. The safety and security of your information also depends on you. The Bank is entitled to act on instructions received through the App using your login credentials. You shall protect the confidentiality of your account and account number, user ID, password, security questions, the image you select to authenticate your account, personal passphrase, multi-factor authentication devices and passcodes, geolocation information, and other authentication methods (collectively, “login credentials”). You shall not, under any circumstances, disclose your login credentials to any person whom you have not formally authorized to access and make transactions with your account. We ask you not to share your login credentials with anyone.
If you have questions about this Statement, please contact the Bank at 270-736-2212.